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Nov
28th

Cancer Prevention with Green Tea

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Green tea drinkers are said to be less susceptible to cancer than non-drinkers. This has already been proven by some clinical studies. You see, green tea is quite popular for many years now. The ancient Chinese are known to drink green tea because of its many health benefits and now, more and more people all over the world are drinking the amazing tea. Cancer rates in countries that consume a large amount of green tea are much lower and that is according to statistics. The polyphenol content of green tea is said to effectively fight cancer cells from developing. 

Animal tests have proven that green tea can help in reducing the formation of certain tumors in the skin, bladder, esophagus, ovary, pancreas, and prostate. The results were due to the antioxidant properties of green tea. EGCG or epigallocatechin is the primary polyphenol which has anti-cancer and anti-inflammatory properties. Other polyphenols also have the same properties which can prevent skin cancer and even skin tumors.

The growth of cancer cells in the esophagus is also typical but drinking green tea can suppress the growth of such cancer cells. Studies regarding esophageal cancer produced different results. Women tested to drink green tea were protected from esophageal cancer but the other group was susceptible to it. The study concluded and recommended that futher studies should be conducted with regards to esophageal cancer.

The human bladder is another vital organ in the body. Again, researchers are trying to prove if there is a connection between the consumption of tea and bladder cancer. Clinical studies among women proved that bladder cancer was prevented vy drinking gree tea and another clinical study among men with existing bladder cancer had higher chances of survival when green tea was introduced into their diet.

The pancreas can also benefit from the anti-cancer properties of green tea. Both men and women who drank green tea were less prone to pancreatic cancer; however, further studies should be conducted by researchers before they can recommend it for prevention of pancreatic cancer. Then there’s the ever increasing number of ovarian cancer patients. Conclusive studies in China among ovarian cancer patients proved quite effective. With one cup green tea everyday, the patients lived longer.

Test tube lab studies also proved that green tea can prevent prostate cancer among men. So far, the studies in different types of cancer gave positive effects when green tea was introduced. by simply increasing the quantity, frequency, as well as the duration of taking the tea, the development of cancer can be prevented.

Cancer has always been a health problem in different age groups. For many years, doctors and researchers have fought against cancer and finally, they came up with an excellent remedy that is not very expensive. So while you’re still young and healthy, make sure you drink green tea everyday. Make it a part of your diet, whether you’re trying to lose weight or not. There are a lot of  benefits of taking green tea and if you want to achieve a much healthier body, start taking it now. Commercial green tea are widely available, as well as the supplement forms. If you want to take the supplemets, you can ask prescription from your doctor.

Although this may mean additional cost on your part, the money you’ll be spending is much lesser than having to go through a cancer medication program. Help fight cancer; drink your green tea everyday. Just in case you want to be extra sure, ask your doctor about the health benefits you can derive from tea and you’ll be surprised if your doctor agrees with you in taking green tea.

Nov
28th

What is caffeine?

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How true is it that one disadvantage of green tea is insomnia because of its caffeine content? You may put it as a “disadvantage” but people who works on a night shift will disagree. True, green tea contains caffeine but compared to coffee and other tea, it has a lesser level but has a very incredible amount of antioxidants.

What is caffeine?

It is a kind of drug that acts as a stimuli that basically stimulates the central nervous system and the heart. A person having caffeine in his system can instantly increase his blood pressure but not having any evidence of definitive long-term effects in the blood pressure itself. Long term increase of blood pressure are still taking excessive amounts of green tea.

Caffeine content in green tea stays unless it is decaffeinated. According to studies, green tea is more likely to be higher than coffee but with preparation, a person can greatly reduce the caffeine that the body takes in. how? Through the infusion length of hot water and how many times you have used the leaves.

Surprisingly, caffeine in green tea is more beneficial than the caffeine taken from coffee. It works through the body in a slighter difference than coffee. Aside from caffeine, green tea has other constituents that work perfectly with caffeine namely vitamins, oils and tannin.

Caffeine difference

As mentioned, compared to coffee, the caffeine content in green tea can have a different approach in the human body. By its own substance, it doesn’t have to trigger increase heart rate and blood pressure unlike what caffeine can instantly do. Typically, green tea is more applicable to drink for those who wanted to lose weight but are caffeine sensitive.

Lose weight with caffeine

Base on studies, caffeine has the capacity to increase metabolism inside the body which results to helping out the body in burning excess calories. Caffeine content in green tea is undoubtedly more prominent than other beverages but you can lessen it based on the kind of green tea that you have chosen to drink. Contrary to what other people know, oxidation doesn’t have the capacity to raise the caffeine content in the body. Truth is, some studies were made and is found out that the longer the oxidation is, the lower the content of caffeine will be present.

Green tea without caffeine

For medicinal purposes, green tea is sometimes made caffeine free. Green tea that is decaffeinated has a more pleasant taste and has an impressive antioxidant activity. It is very effective in the prevention and even treatment of cancer, decreasing cholesterol levels, collagen formation, decreasing triglyceride levels and preventing arteriosclerosis.

Therefore, with caffeine present in green tea, it can decrease the metabolic processes going significantly inside our body but not having any effect on blood pressure and heart rate.

Caffeine content

Compared to the caffeine found in black tea, green tea is only composed by the half of it. And compared to coffee, green tea only has quarter amounts thus, making it the perfect beverage you can include in your meals. But there are precautions that should be followed. One which is the moderate amount of green tea that should be consumed within a day. It should only be at least 4 cups. More than that will generate negative reactions that is felt inside the body.

The introduction of decaffeinated supplementary green tea, benefits were further provided ruling out any unwanted effects.

Nov
10th

Second Mortgage

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Most average Americans are able to buy their own homes through a mortgage. And, while paying off the first mortgage, other needs for money arise for necessities such educational plans for the children, cash for improving the house, money for capitalizing on a small business or money to pay off personal debts. A second mortgage can even be used to pay off the first mortgage.

A second mortgage is usually based on the equity - your interest, as an owner, on your home based on the mortgage payments you have paid and the increased value of your home property.

Aside from it being a second to the first mortgage, a second mortgage is different from a first mortgage in terms of interest rates. A second mortgage usually has a higher interest and is usually paid in a shorter time. Aside from this, a single large payment called balloon payment is also made at the end of the paying period

Usually, refinancing is an alternative for second mortgage especially when interest rates are low because higher rates apply on second mortgages than on the first one. On the other hand, there are other features of a second mortgage which makes it more appealing than refinancing. This includes the looser contract guidelines which reduces the amount of time and effort to get that second mortgage. Apart from this, second mortgage may have lower transaction costs that can override the higher interest and which may also, in the long run, cost less than getting a refinancing.

Traditionally, a second mortgage has established repayment schedules and is offered as a fixed loan. But, at present, there are three options from which you can choose from. These are: the traditional second mortgage, a home equity loan and home equity line of credit. We will discuss the features of each briefly below

a. Second mortgage. This loan is ideal for situations where you need the money in lump form especially for home improvement. Second mortgage can be found as either fixed-rate or adjustable from 5 to 20 years but typically 15 years. Seventy five to eighty percent of the appraised value of the home is the loan limit for both merged loans.

In a second mortgage, interest rates are higher than that of the first mortgage especially if this is a fixed second mortgage. Adjustable second mortgage, on the other hand, have lower interests but have higher margins. Loans usually closed in two to three weeks and the amount to be paid during closing is usually two to three percent of the total loan amount. Requirements needed when applying for a second mortgage include home appraisal and credit check.

b. Home Equity Loan. A home equity loan is like the traditional second mortgage but is different in 2 ways. First, unlike second mortgage, this has lower interest rates and second, lenders can waive off closing costs. Most types of this loan being offered are adjustable in the market.

A home equity loan is typically used for home improvements and renovations just like a second mortgage and it can also be used to finance a business.

c. Home Equity Line of Credit. This type of loan is ideal for cases where there is a need for funds periodically such as for debt consolidation or for payments of college plans or tuition fees. Just like in a second mortgage, a credit check and a home appraisal is required before you can receive this type of loan.

The loan amount is usually seventy five to eighty percent of the home’s appraised value and the interest is adjustable. Some lenders waive off closing costs but others could total up to $1,000 plus points.